Block Insurance


Deacon was the first insurance broker in the UK to specifically cater for the blocks of flats market and have been providing bespoke solutions for over 20 years.

Some terms explained:

Reinstatement Sum Insured

The Total Building Insurance is based on the reinstatement value of all the properties at your development being added together. Unfortunately, Bruce Stevenson Risk Management Ltd, are not qualified to give any advice on this and we would recommend that should you require any advice, please speak to your surveyor.

Deductible (Excess)

This is the amount that is deducted from every claim that is made under the Block Buildings Insurance Policy. The amount depends on the type of claim. Please refer to your individual schedule for further information.

Summary of Cover

Follow link at left to view a summary of the cover that has been arranged on your behalf. A full policy wording is available on request.